Who This Is For
- Your business has been operating for a while and has steady revenue
- You need a larger amount on longer terms than a short-term loan offers
- You'd rather prepare once and do it right than apply everywhere
- You're anywhere in the U.S.
How It Works
- 1
Answer seven quick questions
Time in business, revenue, the amount and what it's for. No credit check.
- 2
Talk it through with Joshua
If it's a fit, you book a call. We go over the use of funds, the numbers and what the lender will ask for.
- 3
Build a file lenders want to read
Financials, debt schedule and the story behind the request, organized before anything is submitted.
Straight Answers
How long does an SBA loan take?
Longer than most business funding: often 30 to 90 days, depending on the lender and how ready the file is. Preparation is what shortens it.
Do I need collateral?
SBA lenders take available collateral, often real estate, but a lack of collateral alone doesn't always end a deal. We'll look at your situation.
Will this check my credit?
No. This form asks for a rough range only. Nothing is pulled.
Is approval guaranteed?
No one can promise that. SBA loans are approved by the lender, on the business's own numbers. We make sure those numbers are presented the right way.